An older man playing the piano at home with his live-in carer

Live-in care cost calculator

Compare what live-in care, a care home and visiting home care would cost each week, month and year. Change the figures to match your quotes.

All figures are guides. Results update as you type.

Who needs care?
Level of need

Your comparison

OptionWeeklyMonthlyYearly
Live-in care (one person)£1,090 carer fee + £250 agency fee£1,340£5,807£69,680
Care home (one person)Typical South East residential care£1,600£6,933£83,200
Visiting home care (6 hours a day)6 hours × £32 × 7 days£1,344£5,824£69,888

Live-in care would cost £13,520 a year less than a care home in this example, plus a one-off £250 registration fee.

Visiting care at these hours does not include anyone overnight. Live-in care includes a carer in the home day and night.

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How it works

How we work out the figures

Every option is turned into a weekly cost first, then multiplied up.

  • Live-in care: our carer fee (£1,090 a week for one person, £1,190 for dementia or higher needs, £1,350 for a couple) plus our £250 weekly agency fee. There is also a one-off £250 registration fee.
  • Care home: the weekly fee you enter, per person. For a couple we double it, because each person pays for their own place.
  • Visiting home care: hours a day × hourly rate × 7 days. For a couple we assume shared visits for the same hours.
  • Monthly and yearly: monthly is the weekly cost × 52 ÷ 12, and yearly is the weekly cost × 52.

Care home and visiting care prices vary widely by provider and area, so use the quotes you have been given. Funding such as Attendance Allowance, council funding or NHS Continuing Healthcare may reduce what you pay.

Exact quote

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Tell us a little about your loved one and we’ll call you back with a clear weekly price, the same working day.

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Who needs care?

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Questions

Cost calculator questions

How much does live-in care cost compared with a care home?

Live-in care with Medicare People starts from £1,340 a week for one person, including our agency fee. A residential care home in the South East typically costs around £1,400 to £1,800 a week, and nursing homes cost more. For one person, the two are often similar; for a couple, live-in care is usually much cheaper than two care home places, and it keeps them together at home. Use the calculator above to compare with your own figures.

Why does visiting home care get expensive?

Visiting home care is charged by the hour, often with a minimum visit length and higher rates for evenings, weekends and bank holidays. A few short visits a day can be good value, but once someone needs help for six or more hours a day, or support overnight, the weekly cost can climb above the cost of live-in care. Visits also leave long gaps when nobody is there, which can be a worry for people at risk of falls or living with dementia.

What does the live-in care price include?

The price covers one carer living in your loved one's home, providing support day and night with a two-hour daily break, plus our matching, checks and ongoing support, including arranging relief carers for breaks and holidays. There is a one-off registration fee of £250. The household usually provides the carer's food and a private bedroom. There are no hourly charges and no long contracts.

Are these figures exact?

No. They are a guide to help you compare options. Care home and visiting care prices vary a lot by provider, area and level of need, so check the prices of the homes and agencies you are considering and enter them in the calculator. Our own price depends on your loved one's needs, especially at night. We confirm our exact weekly cost once we've talked through those needs on a free call.

Can funding reduce the cost?

Possibly. Attendance Allowance is not means-tested and can be put towards care. Your council may contribute if your loved one has eligible needs and savings below £23,250, and the value of their home is not counted when care is at home. NHS Continuing Healthcare can pay in full where needs are mainly health-related. Our funding guides explain each option, and the calculator figures are before any funding.

Do you provide visiting home care?

No. We only provide live-in care, where the carer lives in the home. If a few visits a day would suit your loved one better, we'll tell you honestly, and your local council or the CQC website can point you to visiting home care providers. Live-in care usually makes sense when someone needs help at different times across the day and night, or when visits alone wouldn't feel safe.

Want to talk the numbers through?

Free, no-obligation advice. Monday to Friday, 8am to 8pm.

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Medicare People currently provides introductory live-in care services. We have submitted our application to the Care Quality Commission (CQC) and intend to introduce a fully managed live-in care service following registration.

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